FAQ

A Certificate of Insurance (COI) is a document that proves a subcontractor has the proper insurance coverage in place. General contractors are required to collect and maintain COIs to protect against liability and avoid costly audit penalties.

BuildCOI connects compliance tracking directly to accounting and payroll systems. This ensures subcontractors are marked compliant before payments are released, eliminating the risk of paying uninsured vendors.

Subcontractors and their insurance agents update COIs directly through the BuildCOI portal. The system automatically verifies coverage, flags issues, and sends reminders before policies expire.

Non-compliant subcontractors are flagged in real time within the dashboard. Payments can be held until updated insurance is provided, keeping projects protected and ensuring compliance before funds are released.

Unlike competitors that rely on manual verification and high entry costs, BuildCOI uses AI for instant accuracy, offers a free trial for up to 5 subcontractors, and scales affordably for contractors of any size – with no sales calls or demos required to get started.